Smart Cash for Smart Customers
Whether you need cash to cover a new future, Life Cover to take care of a growing family. Your Smart Cash Products is just a few clicks away!
Our Smart Products
Smart Cash is your one-stop financial well-being provider!
Smart Personal Loan
Wanting to better your lifestyle, we are here to help! Get that drivers license, sign up for a course, fix that car up, extend your home or start up that side-hussle.
We offer 1, 3, 6, and 12 month loans to suit your lifestyle.
3 Month Loan
LOAN
REPAYMENT
R3000
R1690
6 Month Loan
R5000 – R1130
R6000 – R1339
R7000 – R1547
R8000 – R1756
12 Month Loan
R8000 – R961
R9000 – R1072
R10000 – R1180
R12000 – R1379
PLANNING FOR THE FUTURE
Plan ahead for your family.
Smart Funeral Policy
Give your family and loved ones the security they deserve. Choose the right funeral cover option for you and your loved ones, or any one that is important to you, at an affordable premium.
Smart Wills
Legacy Protection Plan™ is a complete solution that accompanies your Will and covers you and your loved ones from the inevitable legal fees associated with dying.
What’s more, the Legacy Protection Plan™ also offers you and your loved ones protection from various other expenses that arise when you pass away.
Smart Credit Life
Rest assured that your credit is insured should anything happen to you that would prevent you from making repayments.
Settlements
As a Category A Consumer, you’ll be covered (either to settle your outstanding obligation in terms of your credit agreement/facility or pay installments towards your credit agreement) in the event of death, permanent disability, temporary disability, retrenchment, unpaid leave or short time.
Installments
Choose your Break is a unique Smart Cash feature that we offer you as an existing customer, enabling you to take a break from payment on qualifying loans.
Exclusions
If you are a Category B Consumer, you will be covered for Death only (we settle your loan and/ or credit card debt).
T’s and C’s
More about Smart Term Life
Should you pass away, the lump sum will be paid out to chosen beneficiary immediately
R10 a month gives you R1250
R20 a month gives you R2500
What you need when you apply
To get a Smart offer suited to your lifestyle, you will need to have the following documents on hand
ID Document
Latest Payslip
3 Months Statements
What our customers are saying
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Andy Guscott
Developer, Google
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Kirstin W. Everton
Graphic Designer, Apple
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Mike Lloyd
UI Designer, Yahoo